Loan Calculator

Loan details

Rate period

Repayment

Tax is charged on the interest of every installment (0 if none). Fees are paid once and count in the cost rate.

Extra payments

One-off or recurring extra payments pay the loan off sooner.

    Work back from an installment
    Find the

    Assumes equal installments; the grace period and extra payments are left out.

    Installment Total

    Results

    Total payment
    Total interest
    Total tax
    Total cost
    Effective annual rate
    Annual cost rate
    incl. fees and tax

    Principal vs interest

    • Principal
    • Extra payment
    • Interest
    • Tax
    • Added to balance
    • Balance

    Payment schedule

    Month Installment Principal Interest Tax Extra Balance

    Results are estimates. Your bank's figures can differ slightly because of rounding, day counts and fees.